Housing

Housing is one of the Big Three major expenses that, with focus, can make a big difference in a path to financial independence.

Some overall housing Mustachian hacks are:

• House hacking - buying or renting a house bigger than you need and renting out the rest
• DIY
• Geo-arbitrage - moving to a lower cost of living area
• Digital nomadism - being able to earn income digitally from anywhere and traveling in low cost of living areas
• Moving to reduce other expenses - such as transportation by moving so that your everyday needs can be taken care of by bicycle, public transportation or walking.
• Tiny houses

Some housing subtopics that hackers can try to optimize are:

• Furniture
• Utilities

Some major Mustachian housing dilemmas and controversies are:

• Rent vs. Buy
• Pay off mortgage vs. invest

Some special Mustachian housing situations and their hacks:

• Housing in high cost of living areas (HCOL)
• Homesteading
• Living with parents